Flexible Financing for Self-Employed Borrowers

Traditional loans don't always work for self-employed borrowers - especially when write-offs make your tax returns look lower than your true income. That's where self-employed loan programs come in.

We offer multiple options designed specifically for business owners, entrepreneurs, and 1099 earners who need more flexibility when qualifying.

Self-Employed Loan Options Include:

• 1099-Only Loans - Qualify using your 1099 income instead of full tax returns
• Bank Statement Loans - Use 12 - 24 months of personal or business bank statements
• P&L-Based Loans - Qualify using a profit & loss statement prepared by your CPA or tax professional
• Reduced Documentation Programs - Less paperwork compared to traditional loans

Self-employed borrowers often assume homeownership is out of reach - it's not. With the right loan structure, many buyers qualify for more than they expect.

👉 Schedule a consultation to see which self-employed loan option fits your situation.

• Business owners
• Independent contractors
• Real estate agents
• Gig workers & freelancers
• Anyone whose tax write-offs reduce qualifying income